We believe that mortgages shouldn’t be scary!
We aim to ensure that you’re hand held through the process and feel comfortable enough
to answer any number of questions you may have. We want to give you the knowledge you need to make an informed decision about your mortgage and the mortgage process. We won’t just stop at mortgages and aim to hand hold you through the whole buying/remortgaging process.
We also understand your purchase, remortgage or Buy to Let investment isn’t just “another” mortgage… We understand that it is either your exciting first home, a potential chance to change your lifestyle or your first foray into property investment and long term future retirement plans.
We’re here when you need us and are more than just 9-5. We want to be your long term,
go to guys for mortgages and want to be with you from your first mortgage until you’re
We’re upfront and impartial about what we can offer and the way that we earn fees, we will provide you with a list of the commissions that we receive from each lender along with the list of lenders that we work with. This will also be declared on mortgage key fact illustrations.
After you’re happy with your mortgage we’ll take the time to explain how you can protect your home and family should you pass away, become ill or are unable to work and offer solutions from a panel of insurers. We want to offer you the option of quality 5 star defacto rated home and contents insurance from a range of insurers to obtain you the right deal.
Ultimately we just really like helping people, its why we do what we do… We like nothing more than receiving thankyou’s from the clients that we’ve helped, it makes us feel all warm and fuzzy and it’s good to know that we’ve made a difference.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
MEET THE TEAM
Founder & Mortgage Broker
Barry has worked in property since leaving university in 2002 and in financial services for the last 10 years. He has a relaxed demeanour and feedback from clients say that he makes the mortgage and buying process easy and understandable.
Outside of work, it’s all about Family, with three children he doesn’t get much spare time but when he does he likes to play with anything with an engine and has an interest in classic cars and motor racing.
Past fundraising has included cycling, a parachute jump, a European road trip and running away from charging bulls in the Pamplona Bull Run.
Vicky is by far the happiest member of the team and is always the first to help anyone in the office out.
She has a background in consultancy which shes brought with her into her role here ensuring that customers receive the best experience. She has a real love for helping people, whether its getting them into their very first home, ensuring their families are properly protected, helping purchase investment properties or working their way up to their dream homes. Our clients love her!
Outside of work Vicky is kept busy with her little ones and a great group of friends. Vicky feels thankful that not only does she get football chat from Richard all day long, she then gets to go home and get it in the ear from her other half who is a staunch WestHam supporter. Sometimes she can completely drown him out with Love Island!
Senior Mortgage Broker
Richard has been in mortgages for 20 plus years and has a wealth of experience previously working for Barclays for just over a decade.
Clients find him relaxed approachable and able to negotiate them through the most complex of cases with ease. Richard is the Yoda of the office and what he doesn't know probably isn't worth knowing!
Outside of work Richard is, well, a bit football mad, he manages and runs local girls football teams and when he's not doing that he's watching either Southend or Arsenal.
Richard also heads up the Southend Chapter of the Business over Breakfast Club, a bimonthly business get together which brings local business owners together.
Mortgage Office Manager
Sarah is always smiling and upbeat which is surprising as she has to work with Barry!!!
With her years of experience managing many brokers, she easily manages to keep the team organised. She is brilliant in assisting clients with getting their mortgages offered, negotiating underwriters, surveyors, solicitors right through to exchange and completion of their property promptly and efficiently.
Outside of work, Sarah’s priority is her family. She is a proud mother to a couple of energetic kids who keep her very busy being Taxi to tons of different clubs! Sometimes you might even find her hiding from them with a large glass of wine!