Buying a home is no small thing. And sometimes it means
we have to think about the unthinkable.
If a change of circumstances were to happen to you, it pays to be protected.
After all, you’ve worked hard to be where you are in life.
We can give you advice on the right protection policies – so that you
never have to worry about meeting mortgage repayments.
We’ll talk you through all the best options, with the right insurers, and make sure everything fits within your budget. Oh, we’ll even help with all the paperwork too.
Life Insurance comes in many forms, but most commonly they pay out large lump sums should you die.
CRITICAL ILLNESS COVER
This type of insurance pays out a lump sum if you’re diagnosed with a specified illness, or should die.
These types of plans pay a monthly benefit to replace some of your earnings if you can’t work because
of illness or injury.
ACCIDENT, SICKNESS & UNEMPLOYMENT COVER
Similar to Income Protection, these policies also cover you if you should lose your job (through involuntary redundancy).
AND CONTENTS INSURANCE
Policies can either cover your building, or its contents. Some policies will cover a combination of both.
Landlord Insurance goes further than regular Home Insurance – it protects you from the extra risks associated with renting out your property.
To see how protection can protect you and your family look at the Seven Families charity led campaign.
The campaign is designed to highlight the need for people to plan financially
in case they become too ill to earn an income. The campaign helped seven families where the main breadwinner had suffered an accident or illness and had lost their income. They provided the families a tax-free income for one year.
The campaign has three aims: To raise public awareness of the financial impact of long term illness or disability; to help seven real families who are facing financial meltdown; and to demonstrate the value of independent living support, rehabilitation and counselling, through trying to help get people back to work.
To find out more, please contact http://7families.co.uk/about/